Products and Services

  1. Loan Products

One month loan

AMAZING QUICK CASH/PESA SPEEDY SPEEDY

  1. 5% interest rate.
  2. Upto 90% of your savings – increasing with the subsequent uptake
  3. Qualified for immediately
  4. Minimum savings Ksh 500.00
  5. No guarantors required

Build your credit score and be in a position to access more than 100% of your savings.

Emergency Loan

  1. No guarantors Required
  2. Qualify for immediately so long as one has saved more than KSHs 500
  3. Maximum qualification is 80% of total savings
  4. Interest rate of 5% per month on a reducing balance basis
  5. Flexible Repayment period of between 1 – 3 months.

School Fee Loan

  1. Requires guarantors/ self-guaranteed incase borrowed amount is less than your savings
  2. Qualified for after 3 months of saving
  3. Maximum qualification is THREE times the savings
  4. Interest 1% per month
  5. Maximum Repayment period of TWELVE months

Biashara Loan

  1. Require guarantors/ self-guaranteed incase borrowed amount is less than your savings
  2. qualified for after 3 months of saving
  3. Maximum qualification is FOUR times the savings
  4. Interest rate of 1% per month
  5. Maximum Repayment period of 4 years

Jisort Loan/Student

  1. Require guarantors/ self-guaranteed incase borrowed amount is less than your savings
  2. qualified for after 2 months of saving
  3. 2 times the savings
  4. Interest 4% per month reducing balance basis
  5. Repayment Period up to a maximum of 3 months

Development Loan

  1. Require guarantors/ self-guaranteed incase borrowed amount is less than your savings
  2. qualified for after 3 months of saving
  3. Maximum qualification is THREE times the savings
  4. Interest rate of 1% per month
  5. Repayment Period up to a maximum of 48 months

Investment Loan

  1. Require Guarantors/ self-guaranteed incase borrowed amount is less than your savings
  2. qualified for after 3 months of saving
  3. Maximum qualification is FIVE times the savings
  4. Interest rate of 1% per month
  5. Repayment Period up to a maximum of 48 months

Corporate Loan

Corporate loan
1. Registration fee KSH 5000
2. Minimum shares 500 @ KSH 20.00
3. Monthly contribution KSH 5000.00
4. Loan qualifications after 6 months
5. Maximum loan KSH 2,000,000
6. Repayment period maximum of 3months
7. Interest rate @ 3% pm
8. Physical assets and directors undertakings required

Registration requirements (copies)
1. KRA PIN
2. KRA TAX compliance certificate
3. Company registration certificate
4. NHIF and NSSF Certificates
5. Trade license

Registration process
1. Registering by dialing *847#
2. Submit the documents required
3. DMS to do a background check on authenticity of the company (search)
4. Pay registration fee of KSH 5000.00 and buy 500 shares @ 20.00 each
5. Account activated

Other Services

    • Pay Sacco savings through M-PESA Pay-bill Number  542431 ANYTIME ANYWHERE
    • Loan cash is disbursed directly to your M-PESA account
    • Pay your loans using your mobile wallet account
    • All the services are available ‘ANYTIME ANYWHERE’ on mobile platform