Our Loan Products
Short term loans
Jipange
loan
- Qualify when a minimum of ksh 500 is saved.
- No guarantors required
- 5% intrest rate
- Loan offered is 90% of total savings
- Repayment periiod of 1 month
Emergency
loan
- Qualify when a minimum of ksh 500 is saved.
- No guarantors required
- Interest rate of 5% per month
- Loan offered is 80% of total savings
- Repayment period of upto 3 months
Jisort
loan
- Qualify after 2 months of saving
- Requires guarantors if amount borrowed exceeds savings balance
- Interest rate of 4% per month
- Maximum loan offer is upto 2x of savings
- Repayment period of upto 2 months
Long term loans
School fee
loan
- Qualify after 3 months of saving
- Requires guarantors/ self-guaranteed if amount borrowed is less than your savings
- Interest rate of 1% per month
- Maximum loan offer is upto 3x of saving
- Maximum repayment period of 12 months
Development
loan
- Qualify after 3 months of saving
- Requires guarantors/ self-guaranteed if amount borrowed is less than your savings
- Interest rate of 1% per month
- Maximum loan offer is upto 3x of savings
- Maximum repayment period of 48 months
Biashara
loan
- Qualify after 3 months of saving
- Requires guarantors/ self-guaranteed if amount borrowed is less than your savings
- Interest rate of 1% per month
- Maximum loan offer is upto 4x of savings
- Maximum repayment period of 48 months
Investment
loan
- Qualify after 3 months of saving
- Requires guarantors/ self-guaranteed if amount borrowed is less than your savings
- Interest rate of 1% per month
- Maximum loan offer is upto 5x of savings
- Maximum repayment period of 48 months
You can also save in Digital Sacco and
get a higher loan limit
Do this by dialing*847*25#